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Stripe vs Wave

Both sit in accounting & finance. Here is how they differ on the things you can actually check.

Stripe

stripe.com

Card processing, subscriptions, invoicing, tax and payouts with best-in-class developer documentation. Percentage-per-transaction pricing.

Accounting & Finance
Visit Stripe

Wave

waveapps.com

Genuinely free bookkeeping and unlimited invoicing for small businesses, monetised through payments and payroll.

Free planAccounting & Finance
Visit Wave
Stripe and Wave compared attribute by attribute
 StripeWave
Entry priceCustom / not published$19/mo
Entry plan—Pro
Paid annually——
Price checkednot verified21 Sept 2026
Pricing modelPaidFree plan
Free planNoYes
CategoryAccounting & FinanceAccounting & Finance
Around since20102010

Every price here was read from the vendor's own pricing page, most recently on 21 Sept 2026. Entry tier only — vendors change pricing without notice.

Stripe vs Wave, answered

Do Stripe or Wave have a free plan?
Wave publishes an ongoing free plan; Stripe does not.
What is the difference between Stripe and Wave?
Stripe: Card processing, subscriptions, invoicing, tax and payouts with best-in-class developer documentation. Percentage-per-transaction pricing. Wave: Genuinely free bookkeeping and unlimited invoicing for small businesses, monetised through payments and payroll.

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