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Xero vs QuickBooks

Both sit in accounting & finance. Here is how they differ on the things you can actually check.

On price: QuickBooks starts $6 a month cheaper than Xero ($19 against $25, 24% less) on its Simple Start tier. Both figures were read from the vendors' own pricing pages on the dates shown below.

Xero

xero.com

Double-entry accounting, bank reconciliation and reporting with unlimited users on every plan and a large integrations marketplace.

Accounting & Finance
Visit Xero

QuickBooks

quickbooks.intuit.com

Bookkeeping, invoicing, payroll and tax for small businesses, and the format most accountants expect to receive.

Accounting & Finance
Visit QuickBooks
Xero and QuickBooks compared attribute by attribute
 XeroQuickBooks
Entry price$25/mo$19/mo
Entry planEarlySimple Start
Paid annually——
Price checked6 Sept 202621 Sept 2026
Pricing modelFree trialFree trial
Free planNoNo
CategoryAccounting & FinanceAccounting & Finance
Around since20061983

Every price here was read from the vendor's own pricing page, most recently on 21 Sept 2026. Entry tier only — vendors change pricing without notice.

Xero vs QuickBooks, answered

Is Xero cheaper than QuickBooks?
No — QuickBooks is the cheaper entry point, at $19 a month against Xero's $25, 24% less.
Do Xero or QuickBooks have a free plan?
Neither publishes an ongoing free plan. Check each vendor for a trial.
What is the difference between Xero and QuickBooks?
Xero: Double-entry accounting, bank reconciliation and reporting with unlimited users on every plan and a large integrations marketplace. QuickBooks: Bookkeeping, invoicing, payroll and tax for small businesses, and the format most accountants expect to receive.

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