Stripe
stripe.com
Payments infrastructure for the internet
Custom pricingPaid
Ramp
Corporate cards with spend controls
Free plan availableAccounting & FinanceSince 2019
FreeVisit ramp.com
What Ramp is
Cards, expense management, bill pay and procurement with automated policy enforcement. Free to use; monetised on interchange.
What Ramp has cost
We have read this pricing page 9 times since Feb 2024, including archived copies of it. Each figure below was pulled from the page itself, not from a summary of it.
- $12/mo*Feb 2024 · Ramp Plus · 1 reading · archived page
- $15/moAug 2024 · Ramp Plus · 1 reading · archived page
The entry plan changed name here, from Ramp Plus to Plus. That is a different plan, so the two prices are not a rise or a cut.
$15†Jan 2025 · Plus · 1 reading · archived page- $15/moJul 2025 · Plus · 1 reading · archived page
- $15†Jan 2026 – Jul 2026 · Plus · 2 readings · archived page
- $15/moAug 2026 · Plus · 1 reading · source
- $15†Aug 2026 – Sept 2026 · Plus · 2 readings · source
* That reading is the effective monthly cost when paying for a year up front, which is what the page published at the time.
† The page showed this figure beside a monthly/annual switch and did not say which one it belonged to, so we publish the number without claiming a billing period. Readings like this are shown but never compared, which is why they never produce a price change.
Gaps are ours, not the vendor's: where a capture was unreadable, or the price could not be tied to a plan at all, no reading was recorded rather than a guess. See every price change we can stand behind.
People use it to
Current offers
Free plan
Free plan, no card required
Ongoing free tier published by the vendor. Limits vary by plan.
Ramp alternatives
Other tools in accounting & finance that cover similar ground. Full comparison.
QuickBooks
quickbooks.intuit.com
Small business accounting standard
from $19/moFree trial
Xero
xero.com
Cloud accounting with a huge app ecosystem
from $25/moFree trial
Where Ramp sits on price
Entry prices across Accounting & Finance, cheapest first.
- BrexFree
- Ramp$15
- QuickBooks$19
- Wave$19
- FreshBooks$23
- Xero$25
- Chargebee$249*
6 of these 7 prices were read from the vendor's own pricing page; the rest are marked * and are indicative. The median is taken across the 6 verified prices in Accounting & Finance. 3 more tools in this category do not publish an entry price and are not plotted.
Ramp pricing questions
- How much does Ramp cost?
- Ramp is free to use.
- Does Ramp have a free plan?
- Yes. Ramp publishes an ongoing free tier — not a countdown trial. Limits vary by plan, so check what the free tier covers before you commit.
- What is Ramp used for?
- Cards, expense management, bill pay and procurement with automated policy enforcement. Free to use; monetised on interchange. People mainly use it to manage company spend, issue corporate cards, pay bills.
- What are the best alternatives to Ramp?
- The closest alternatives in the same category are Stripe, QuickBooks, Xero, Paddle.