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Smile.io vs Loyally

Both sit in loyalty & retention. Here is how they differ on the things you can actually check.

On price: Smile.io starts $2 a month cheaper than Loyally ($15 against $17, 12% less) on its Essential tier. Paying annually takes Loyally to $12/mo (29% off). Both figures were read from the vendors' own pricing pages on the dates shown below.

Smile.io

smile.io

Points, VIP tiers and referral programs for e-commerce, with a free plan that covers small stores.

Free planLoyalty & Retention
Visit Smile.io

Loyally

loyally.ai

Stamp and points cards issued straight to a customer's phone wallet, with push offers and no app to install.

Loyalty & Retention
Visit Loyally
Smile.io and Loyally compared attribute by attribute
 Smile.ioLoyally
Entry price$15/mo$17/mo
Entry planEssentialStarter
Paid annually—$12/mosave 29%
Price checked21 Sept 202621 Sept 2026
Pricing modelFree planFree trial
Free planYesNo
CategoryLoyalty & RetentionLoyalty & Retention
Around since20122024

Every price here was read from the vendor's own pricing page, most recently on 21 Sept 2026. Entry tier only — vendors change pricing without notice.

Smile.io vs Loyally, answered

Is Smile.io cheaper than Loyally?
Yes. Smile.io starts at $15 a month against Loyally's $17, 12% less.
Do Smile.io or Loyally have a free plan?
Smile.io publishes an ongoing free plan; Loyally does not.
What is the difference between Smile.io and Loyally?
Smile.io: Points, VIP tiers and referral programs for e-commerce, with a free plan that covers small stores. Loyally: Stamp and points cards issued straight to a customer's phone wallet, with push offers and no app to install.
Which one is cheaper paid annually?
Loyally, at $12 a month against Smile.io's $15. Smile.io publishes no annual discount we could read, so it stays at $15, while Loyally drops to $12 a month paid yearly (29% off). Worth noting the order reverses: Smile.io is the cheaper of the two month to month, and only loses on a yearly commitment.

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